Frequently asked questions
Do you charge a broker fee for your services?
We may charge a broker fee. It is predominantly dependent on the loan amount. Please visit our "Our fees" page to view our current and latest fee structure.
Do you conduct credit searches?
As a firm we do not conduct any credit searches on any of our clients.
I am looking to purchase a retail unit to rent out, can you assist?
Purchasing retail units (including shops, post offices, warehouses, bed & breakfast etc) falls under Commercial mortgages. This includes if half of the property consists of a flat for residential purposes, and the other half a shop underneath. Unfortunately we are unable to advise in this area, however we can refer you to a Commercial mortgage broker who can.
Can you still advise on buy-to-let mortgages even if my credit score is low?
I don't have my own solicitor, how am I able to find an appropriate one?
We are able to refer you a solicitor if you wish and can provide you with a full quote. For many of our clients we have referred reputable solicitors should they need one.
I'm not a British citizen, live abroad and would like to invest in a buy-to-let property in the UK, can you help?
If you are a non-British citizen who is not resident and working in the UK, we wouldn't be able to advise, as this is outside the scope of our business.
I am a British Expat looking to purchase a buy-to-let property in the UK, can you advise?
Yes we can. It will depend on various factors and your current situation. It is important that you still have some sort of credit footprint in the UK.
I'm over 70, can you still provide buy-to-let advice for me?
Certainly. Depending on what you are looking to do and what your current situation is, there are some buy-to-let lenders who have no maximum age on application.